Daiana Magallanes

About

I’m Daiana Magallanes, a licensed Mortgage Loan Originator dedicated to helping clients navigate one of life’s most important financial decisions with confidence. With a strong background in real estate, I understand the entire home-buying journey—from property selection and offer strategy to underwriting, closing, and post-close planning. My goal is simple: make your mortgage experience smooth, transparent, and tailored to your needs, whether you’re buying your first home, moving up, or acquiring your first income-producing asset.

I take a strategy-first approach—clarifying budget, timeline, and cash-flow goals—then matching the right loan program and locking in an efficient path from pre-approval to clear-to-close. You’ll get clear explanations, proactive updates, and zero surprises.

Loan Programs I Specialize In

• Conventional Loans for primary, second-home, and investment purchases
• FHA Loans with low down payment options for first-time buyers
• VA Loans for eligible veterans and active-duty military
• First-Time Homebuyer Programs designed to make ownership more accessible
• Jumbo Loans for high-value properties above conforming limits
• Non-QM Loans for unique borrower profiles outside traditional guidelines
• DSCR Loans for real estate investors qualifying on rental income/cash flow
• Refinance Options including rate-and-term and cash-out to access equity

How I Work

• Plan first: Align the mortgage to your real goals—payment comfort, cash flow, and long-term value.
• Communicate clearly: Milestone-based updates keep you and your agent aligned from application to closing.
• Execute efficiently: Upfront documentation and proactive coordination with processing and underwriting to keep timelines on track.

Who I Help

• First-time buyers seeking clear guidance and competitive options
• Move-up buyers managing simultaneous sell-and-buy timelines
• Investors using DSCR strategies to build cash-flow portfolios
• Homeowners refinancing to improve terms or unlock equity