Xavier Perez

Partner

About

I’m Xavier Perez, currently serving as Owner/Partner at LENDING SPOT. With a career that spans over two decades in the mortgage industry, I’ve built a reputation for excellence, innovation, and leadership. My journey has been characterized by significant achievements, including managing high-performing teams, funding substantial loan volumes, and developing strategic initiatives that have propelled businesses to new heights.

Professional Highlights:

  • Owner/Partner at LENDING SPOT (2023 – Present): Steering the company towards unprecedented growth by leveraging my extensive industry experience and leadership skills.
  • Regional Sales Manager at AMERICAN PORTFOLIO MORTGAGE CORPORATION, Coral Gables, Florida (2022 – 2023): Led a team of highly experienced loan officers, funding almost $70 million in personal production in 2020, and playing a key role in the development of Non-QM products. Celebrated member of the President’s Club for outstanding performance.
  • Area Sales Manager at CALIBER HOME LOANS, Coral Gables, Florida (2013 – 2021): Managed several South Florida branches, achieving top producer status consistently with over $100 million funded in personal production in both 2020 and 2021. Recognized in Caliber’s Circle of Excellence for exceptional performance.
  • Branch Manager at PREFERRED TRUST HOME LOANS, Miami, Florida (2009 – 2013): Established and grew the Southeast Florida branch, focusing on recruitment, training, and the implementation of advanced loan origination software.
  • Branch Manager at FIRST NATIONWIDE LENDING, Miami, Florida (2008 – 2009): Managed a sales team, leading weekly sales presentations and broadening knowledge across a variety of loan programs.
  • Sales Manager at COUNTRYWIDE HOME LOANS, Miami, Florida (2003 – 2008): Successfully managed a pipeline of over 120 loans per month and led a team of 20+, focusing on recruitment, training, and maintaining high client satisfaction.
  • Account Executive at COUNTRYWIDE HOME LOANS/ FULL SPECTRUM LENDING, Miami, Florida (2001 – 2003): Excelled in loan origination, averaging $1 to $3 million per month, and developed effective marketing strategies.

Skills & Expertise:

  • Leadership: Proven track record in leading teams to exceed sales goals and achieve top performance rankings.
  • Mortgage Lending Expertise: Extensive knowledge in conventional loans, jumbo loans, foreign nationals, reverse mortgages, and FHA/VA programs.
  • Strategic Marketing: Skilled in developing and implementing effective marketing strategies to attract new business.
  • Client Relationship Management: Expertise in building and maintaining strong relationships with clients, ensuring high satisfaction and repeat business.
  • Training & Development: Committed to recruiting and training top talent, fostering an environment of growth and excellence.

Languages:

  • Fluent in both English and Spanish, facilitating effective communication with a diverse client base.

Why Xavier Perez?

Choosing me as your mortgage professional means partnering with someone who brings unparalleled expertise, a client-first approach, and a dedication to achieving your financial goals. My comprehensive experience, combined with a personalized approach, ensures you receive expert guidance tailored to your unique needs.

Let’s Begin Your Journey:

Whether you’re looking to buy a home, refinance, or explore investment opportunities, I’m here to support you every step of the way. With a focus on excellence, innovation, and personalized service, I look forward to helping you navigate the complexities of the mortgage process and achieve your homeownership dreams.

Xavier Perez
Owner/Partner, LENDING SPOT
“Empowering your path to homeownership through expertise, innovation, and personalized care.”

Let’s connect and explore how we can achieve your real estate financing goals together. Your dream home awaits, and I’m here to make that dream a reality.

Open chat
Hello 👋
Can we help you?