Archana Bhandari
Loan Officer
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About
Archana Bhandari | NMLS #342294
Senior Mortgage Loan Officer – Lending Spot
Licensed in Florida
Specialist in Purchase, Refinance, and Self-Employed Borrower Solutions
“With decades in the industry and experience across top lenders, I guide my clients with precision, speed, and clarity—every time.”
About Archana
I’m Archana Bhandari, a licensed mortgage professional with more than 20 years of experience in home lending and financing. Over the course of my career, I’ve helped hundreds of clients—from first-time homebuyers to high-net-worth investors—find the right mortgage solution to fit their needs.
My background includes senior roles at some of the most recognized lenders in the U.S., including:
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- Wells Fargo – Residential mortgage lending and customer solutions
- Freedom Mortgage – Focused on purchase, refinance, and government-backed loans
- Caliber Home Loans – Experience with conventional, jumbo, and VA loans
- American Portfolio Mortgage – Strategic lending for diverse borrower profiles
Now at Lending Spot, I bring that combined expertise to provide a boutique-level service with big-bank knowledge, helping clients close smarter, faster, and more confidently.
Loan Products I Specialize In
At Lending Spot, I structure financing solutions backed by 70+ lending partners. Programs include:
Conventional Loans – Great for primary, second homes, and investment properties
FHA & VA Loans – Government-backed options with low down payments or no down payment
Jumbo Loans – For high-value Florida homes above conforming limits
Refinance Solutions – Rate-and-term refinancing or cash-out to access home equity
Bank Statement Loans – Designed for self-employed or 1099 borrowers
Foreign National Loans – Tailored for non-residents investing in U.S. real estate
DSCR Loans – Ideal for real estate investors qualifying through rental income
Down Payment Assistance – For qualified first-time buyers in Florida
Why Clients Work With Me
✅ Licensed in Florida with deep knowledge of local underwriting, markets, and timing
✅ Proven track record across major lenders—Caliber, Freedom Mortgage, Wells Fargo, and more
✅ Experienced in refinance strategy to help clients lower monthly payments or access equity
✅ Specialized support for self-employed borrowers and investors with complex profiles
✅ Fast, responsive, and proactive communication from pre-approval to closing
✅ Backed by Lending Spot’s network of flexible, competitive loan programs
Whether you’re buying your first home, refinancing your current one, or growing a real estate portfolio, I’m here to help you make the most informed and strategic decision possible.
Let’s Work Together
If you’re exploring home financing options in Florida—or just want a second opinion on your current strategy—I’d be happy to help.
Email: abhandari@lendingspot.net
LinkedIn: Archana Bhandari
NMLS Profile: #342294
Let’s structure a smart mortgage plan that supports your goals—today and for the long term.