Lending Spot is a boutique mortgage lender led by a top-1% team with 25+ years of experience and over $2B funded, structuring Conventional, FHA, VA, Jumbo, Non-QM, DSCR, Foreign National, HELOC and second-mortgage solutions for real clients, real assets and real timelines.
Lending Spot LLC is a boutique mortgage lender based in Florida, specializing in Non-QM loans, DSCR investor loans, Foreign National mortgages, bank statement loans, HELOCs, second mortgages and conventional FHA, VA and Jumbo loans across the United States.
Our leadership team brings more than 25 years of mortgage experience, and co-founders Diego Londoño and Xavier Pérez have funded over $2 billion in loan volume over their careers, consistently ranking among the Top 1% originators in national Scotsman Guide and NAHREP reports.
We operate with a dual-engine structure:

Is to expand access to homeownership and real estate investment by combining top-1% mortgage expertise, dual-engine capital (agency + private) and a boutique, high-touch process that closes complex loans with clarity, speed and integrity.

Is to be the reference boutique mortgage platform in the U.S. for clients who need intelligent, data-driven lending solutions for purchases, investments, refinances and home equity strategies, in every market cycle.

We design mortgage strategies for people at different stages and needs in their real estate journey:
In simple terms: we structure loans for real people, real assets and real timelines—from first home to advanced investment strategies.
Our success is driven by the dedication and expertise of our team. Each member brings years of experience in the mortgage and real estate industries to ensure your journey is seamless and rewarding.

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At Lending Spot, we’re proud to have: