About Us

Your Future, Our Mission: Empowering Homeownership and Real Estate Investment

Lending Spot is a boutique mortgage lender led by a top-1% team with 25+ years of experience and over $2B funded, structuring Conventional, FHA, VA, Jumbo, Non-QM, DSCR, Foreign National, HELOC and second-mortgage solutions for real clients, real assets and real timelines.

Our Story

Lending Spot LLC is a boutique mortgage lender based in Florida, specializing in Non-QM loans, DSCR investor loans, Foreign National mortgages, bank statement loans, HELOCs, second mortgages and conventional FHA, VA and Jumbo loans across the United States.

Our leadership team brings more than 25 years of mortgage experience, and co-founders Diego Londoño and Xavier Pérez have funded over $2 billion in loan volume over their careers, consistently ranking among the Top 1% originators in national Scotsman Guide and NAHREP reports.

We operate with a dual-engine structure:

  • Agency lending for traditional home loans (Conventional, FHA, VA, Jumbo)
  • Private / Non-QM capital for complex scenarios (DSCR, Fix & Flip, Bridge, Construction, Foreign National, Bank Statement)

Mission

Is to expand access to homeownership and real estate investment by combining top-1% mortgage expertise, dual-engine capital (agency + private) and a boutique, high-touch process that closes complex loans with clarity, speed and integrity.

Vision

Is to be the reference boutique mortgage platform in the U.S. for clients who need intelligent, data-driven lending solutions for purchases, investments, refinances and home equity strategies, in every market cycle.

What We Do
& Who We Help

We design mortgage strategies for people at different stages and needs in their real estate journey:

  • First-time and repeat homebuyers needing clear guidance on Conventional, FHA, VA and Jumbo options.
  • Real estate investors using DSCR loans, Fix & Flip, Bridge and Construction financing to scale rental portfolios and projects.
  • Self-employed and business owners using Bank Statement and Non-QM programs when tax returns do not tell the full story.
  • International clients using Foreign National mortgage programs with no U.S. credit history.
  • Homeowners refinancing to improve rates, restructure debt or access equity through cash-out refinances, second mortgages and HELOCs.

In simple terms: we structure loans for real people, real assets and real timelines—from first home to advanced investment strategies.

Meet Our Team

Our success is driven by the dedication and expertise of our team. Each member brings years of experience in the mortgage and real estate industries to ensure your journey is seamless and rewarding.

Our Clients Reviews

Our Impact

At Lending Spot, we’re proud to have:

  • Empowered over 600 clients, 2024 year, to achieve their homeownership and investment goals.
  • Partnered with leading financial institutions to deliver competitive rates.
  • Achieved recognition for our commitment to customer satisfaction and innovative solutions.

Why Choose Lending Spot?

  • Personalized Mortgage Solutions: Every client’s needs are unique, and so are our services.
  • Expert Guidance: We simplify complex processes with clear, actionable advice.
  • Transparent Process: Trust and integrity are at the core of our operations.

Join Us on Your Journey to
Financial Freedom

Whether you’re buying your first home, refinancing, or investing in real estate, Lending Spot is here to guide you every step of the way.

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