Terms of Service
Agreement to Terms
These Terms of Service constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Lending Spot (“Lending Spot”, “we”, “us”, or “our”), concerning your access to and use of the www.lendingspot.net website. By continuing to use the site, you affirm that you have read, understood, and agree to be bound by all of the following terms. If you do not agree with all of these terms, you are expressly prohibited from using the site and must discontinue use immediately.
We reserve the right, in our sole discretion, to modify these Terms of Service at any time and for any reason. Updates will be reflected by revising the “Last Revised” date at the bottom of the page. Please check these terms regularly to ensure your understanding of the terms that apply. Continued use of the site after any changes indicates your updated acceptance.
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Intellectual Property Rights / Copyright and Trademarks
Unless otherwise indicated, the Site and all content therein is the proprietary property of Lending Spot. This includes, but is not limited to: source code, functionality, visual assets, articles, calculators, logos, and trademarks. These elements are protected by U.S. and international intellectual property laws.
Lending Spot grants you a limited, non-transferable, non-commercial license to access and use the site. You may download or print content solely for personal reference and not for redistribution, sale, or commercial exploitation without prior written permission.
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User Representation
By using our site, you warrant that:
1.All information you provide is accurate, complete, and current.
2.You will update any changes to your information as needed.
3.You are of legal age and have the authority to accept these terms.
4.You will not access the site via bots, scripts, or non-human methods.
5.You will not use the site for any unlawful or unauthorized purpose.
Providing false or malicious information may result in account termination and disqualification from our services.
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Prohibited Activities / No Unlawful Use
You are prohibited from using the site for illegal purposes or in a way that violates these terms. Violations may be reported to authorities and may result in account suspension or legal action.
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Website Security
Unauthorized access, attempts to disrupt functionality, or any cyberattacks—including malware uploads, probing for vulnerabilities, or reverse engineering—are strictly forbidden. Such actions may result in prosecution.
Lending Spot will investigate all security violations and cooperate with law enforcement as necessary.
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User Contributions and Feedback
You are encouraged to provide feedback. By submitting any reviews or suggestions, you grant Lending Spot a royalty-free, perpetual license to publish, reproduce, and adapt the content as we see fit, without compensation. We may use or share feedback in marketing or product development efforts.
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Third-Party Links
The Site may contain links to third-party websites. Lending Spot does not monitor or endorse these sites and disclaims liability for third-party content or services. You must read and accept the terms of any third-party sites before engaging with them.
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Privacy Policy
We respect your privacy and are committed to protecting your personal information. Please read our full Privacy Policy at:
👉 https://www.lendingspot.net/privacy-policy
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Information Subject to Change
While we strive to maintain accurate and up-to-date information, the financial industry is constantly evolving. Lending Spot reserves the right to update or remove content without notice. Information on the site is for informational purposes only and should not be solely relied upon when making financial decisions.
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Governing Law
These Terms of Service are governed by the laws of the State of Florida. Any disputes shall be resolved exclusively in the courts of Miami-Dade County, Florida, to which you consent.
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Disclaimer of Warranties
This site is provided “as is” and “as available.” Lending Spot disclaims all warranties, including implied warranties of merchantability and fitness for a particular purpose. We do not guarantee uninterrupted or error-free access, and use of the site is at your own risk.
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Limitation of Liability
Lending Spot will not be liable for any direct or indirect damages arising from use of the site, including but not limited to: loss of data, lost profits, or business interruption, even if we have been advised of the possibility of such damages.
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Indemnification
You agree to indemnify and hold harmless Lending Spot, its affiliates, and partners from any claims, damages, or expenses related to your use of the site or violation of these terms.
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Equal Credit Opportunity Act
Lending Spot complies with the Equal Credit Opportunity Act, which prohibits discrimination in credit transactions based on race, sex, religion, marital status, national origin, age, or receipt of public assistance. We are committed to providing fair and equal access to all clients.
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Contact Us
For any questions or concerns regarding these Terms of Service, please contact us:
Lending Spot
ATTN: Terms of Service
9655 South Dixie Hwy, Suite 200
Pinecrest, FL 33156
📞 Call: 888.270.6008
📧 Email: info@lendingspot.net
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Last Revised: 4/6/2025