State-license-regulations

Licensing Information & Disclosures

All loans are subject to credit approval. Rates and fees are subject to change. This is not a commitment to lend.

Lending Spot is a Florida Limited Liability Company.

Licensing Information

  • Alabama – Consumer Credit License – License No. 2463121
  • California – Department of Financial Protection and Innovation (DFPI) Financing Law License – License No. 60DBO-198490. Loans made or arranged pursuant to a California Financing Law license.
  • Colorado – Mortgage Company Registration – License No. None (Approved 01/13/2025)
  • Florida – Mortgage Lender License – License No. MLD2415 (DBA: Stenham Lending)
  • Georgia – Mortgage Lender License – License No. 2463121
  • Illinois – Residential Mortgage License – License No. MB.6850277. Illinois Residential Mortgage Licensee. NMLS #2463121.
  • North Carolina – Mortgage Lender License – License No. L-219922
  • South Carolina – Mortgage Broker License (Department of Consumer Affairs) – License No. None (Approved 03/10/2025)
  • Tennessee – Mortgage License – License No. 2463121
  • Texas – Mortgage Company License (Department of Savings and Mortgage Lending) – License No. None (Approved 05/20/2024)

Branch Locations

  • Coral Springs – 8307 West Atlantic Blvd, Suite #106, Coral Springs, FL 33071 – Branch NMLS #2630757 – Florida Mortgage Lender Branch License No. MLDB21142
  • Fort Lauderdale – 300 SE 2nd St, Suite 600, Fort Lauderdale, FL 33301 – Branch NMLS #2548897 – Florida Mortgage Lender Branch License No. MLDB19773

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.