1. OUR COMMITMENT TO YOUR PRIVACY
This Privacy Policy describes:
– How information about you is collected through our Website;
– How we use and with whom we share this information;
– How you can access and update this information; and
– The choices you can make about how we collect, use, and share your information.
If you have any questions regarding this Privacy Policy or our information collection and use practices, please contact us using the information in the “Contact Us” section below.
2. INFORMATION COLLECTED THROUGH OUR WEBSITE
Lending Spot collects information from Website visitors and also obtains information from third parties (including service providers) in the course of providing our mortgage and loan origination services (our “Services”), which we may add to the data we obtain through the Website. The information collected through our website includes:
– Personal and Loan-related Information: You may provide us with personal information and data necessary for processing financial transactions, including loans.
– Transactional Information: We create records of transactions to enable our Services and those of third parties and to comply with legal obligations.
– Device and Usage Information: We collect standard non-personal technical data such as IP address, browser type, ISP, pages viewed, search queries, and timestamps.
– Cookies and Other Technologies: Our Website uses cookies and web beacons for tracking interactions, improving performance, and measuring campaign effectiveness.
3. HOW WE USE INFORMATION
We and our service providers use collected information to:
– Provide our Services: Operate, maintain, enhance, and support our Website and Services.
– Improve and Personalize: Analyze usage patterns to improve functionality and tailor content.
– Communicate with You: Send administrative, customer service, and promotional messages.
– Aggregate Data: Generate reports and understand trends without identifying individuals.
– Advertising: Customize advertisements using non-identifiable data.
4. HOW WE SHARE INFORMATION
We may share, transfer, or disclose your information under the following circumstances:
– With Service Providers: Third parties assisting in service delivery may access relevant data under strict confidentiality obligations.
– In Aggregate Form: Non-personal, aggregated data may be shared for compliance, business, or research purposes.
– Legal Compliance and Safety: Information may be disclosed to comply with laws or protect rights, safety, and property.
– Business Transfers: In case of acquisition, bankruptcy, or other transactions, your information may be transferred as part of our business assets.
5. OUR POLICY CONCERNING CHILDREN
Our Website is not directed at children under 13. We do not knowingly collect personal information from children under 13. If we become aware of such data, we will delete it.
6. PRIVACY POLICIES OF LINKED SITES AND ADVERTISERS
Our Website may include links to external sites. We are not responsible for the privacy practices or content of these sites. Users should review their privacy policies directly.
7. SECURITY
Lending Spot employs measures to protect your information from unauthorized access, misuse, or disclosure. However, no system is completely secure, and we cannot guarantee absolute protection.
8. CHANGES TO OUR PRIVACY POLICY
We may revise this Privacy Policy periodically. If material changes are made, we will notify users via email or prominent notice on our Website.
9. HOW TO ACCESS AND UPDATE YOUR INFORMATION
You may contact us to review, amend, or delete certain information. You may also opt out of marketing communications via the unsubscribe link in our emails. Requests will be processed within 10 days.
10. CONTACT US
If you have questions or concerns regarding this policy, please contact us at:
Lending Spot
Call: 888.270.6008
Email: info@lendingspot.net
Visit: 9655 South Dixie Hwy, Suite 200, Pinecrest, FL 33156
