Foreign National: Your Gateway to Affordable and Stable Investment in the U.S.
Whether you’re buying your first home or upgrading to your dream property, our conventional loan solutions offer competitive rates, flexible terms, and expert support tailored to your needs.
Why Choose Lending Spot for Your Foreign National Loan?
Low Down Payments:
Start with as little as 25% to 30% down.
Quick Approvals:
Competitive Rates:
Expert Guidance:
Flexible Terms:
Trusted by Thousands of Satisfied Homeowners
Achieved $300 Millions +
More than 680
Days
“Es muy difícil expresar con palabras lo maravillosos que son esta empresa y su personal. Esta fue nuestra primera casa y no sabíamos por dónde empezar. Diego, el propietario, es una verdadera joya que se preocupa mucho no solo por hacer que todo suceda sino también por asegurarse de que estemos siempre informados. El personal es increíble. Haudie, Sandra y Angélica siempre estuvieron disponibles para responder nuestras preguntas y realmente se preocuparon por nosotros. Recomendaría Lending Spot a cualquiera que esté considerando comprar una casa. Hicieron todo muy fácil. Ojalá pudiera darle a esta empresa 10 estrellas.”
Fast-Track Your Conventional Loan Approval in Just 7 Days!
Free, no-obligation consultation to explore your options.
Your Investment Journey is in Safe Hands
Portfolio:
One of the largest portfolio in the market.
Experienced Team:
Transparent Process:
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Frequently Asked Questions
What is a Foreign National Loan?
Foreign National Loan is a mortgage designed specifically for non-U.S. citizens who want to purchase real estate in the United States. It allows international buyers to finance homes without U.S. residency or traditional credit history.
Who qualifies for a Foreign National Loan?
Eligibility typically includes non-residents or non-U.S. citizens who can demonstrate creditworthiness, income stability, and provide valid identification and documentation from their country of residence.
What types of properties can I purchase with this loan?
Foreign National Loans can be used to purchase various types of U.S. real estate, including residential homes, vacation properties, and investment properties.
What income documentation is required?
Instead of standard U.S. tax returns or pay stubs, you can provide international bank statements, accountant letters, or other proof of income from your home country.
Do I need a U.S. credit score?
No. Lending Spot evaluates your global financial history and alternative documentation to determine your eligibility. A U.S. credit score is not required.
How fast can I get approved?
With our streamlined process, many international buyers receive loan approval and close in as little as 7 days.
How do I start my application?
Just fill out our secure online form or speak with a Foreign National Loan Officer. Our team will guide you step by step through the application and approval process.
Join Us on Your Journey to Financial Freedom
Whether you’re buying your first home, refinancing, or investing in real estate, LendingSpot is here to guide you every step of the way.