Our Blog

Introduction As retirement approaches, many Florida homeowners aged 62 and over face the same question: Will my savings be enough to support my lifestyle? Rising healthcare costs, inflation, and longer life expectancies are putting pressure on retirement budgets....

Introduction For years, the mortgage industry has led us to believe that only “perfect” borrowers—those with W-2s, pristine credit, and stable salaries—can qualify for a home loan. But that’s far from reality. If you’re self-employed, a freelancer, an entrepreneur, or...

Introduction Buying your first home is a dream many Floridians share—but for thousands, the biggest obstacle isn’t finding the right house, it’s coming up with the down payment. Whether you’re a young professional, a working-class family, or new to the U.S., the...

Introduction You work hard, earn good money, and dream of owning your own home—but every time you talk to a bank, they ask for something you don’t have: a W2 or pay stubs. Sound familiar? You’re not alone. In 2025, millions of freelancers, entrepreneurs, and...

Do you want to become a homeowner, but you are concerned about the hefty down payment associated with mortgage loans? We’ve got you covered. Your home-buying journey is about to transform with FHA mortgage loans, backed by the Federal Housing Administration. Homeownership has never been more affordable with Lending Spot, Florida’s trusted name in mortgages.

Do you dream of owning a high-value, luxury property that is beyond the reach of conventional loan programs? With Lending Spot’s exclusive jumbo loan program, your dreams of upscale homeownership can become a reality. Providing competitive interest rates and terms customized to jumbo loans, this unique financing solution empowers homebuyers like you.