Reverse Mortgage: Unlock Home Equity and Secure Retirement Freedom Today
Why Choose Lending Spot’s Reverse Mortgage Program?
No Monthly Mortgage Payments:
Flexible Loan Options:
Homeownership Preservation:
Secure Retirement Income:
Protecting Heirs from Debt:
Trusted by Thousands of Happy Homeowners
Achieved $300 Millions +
More than 680
Days
Diego would communicate with me even on weekends and after hours to ensure documents were appropriately updated, received and answered any and all questions I might of had at the time.
GOLD STAR PERFORMANCE BY AN EXCELLENT TEAM!”
Explore Your Home Equity Options Today with a Free Reverse Mortgage Consultation!
- Fast Reverse Mortgage Approvals in as little as 7 days.
- Backed by Trusted Reverse Mortgage Provider standards.
- “No hidden fees, full transparency every step of the way.”
Discover Your Reverse Mortgage Potential
Begin Your Approval Process
Frequently Asked Questions
What is a Reverse Mortgage?
A Reverse Mortgage allows senior homeowners aged 62 and older to convert part of their home equity into cash—without monthly mortgage payments. The loan is repaid when the home is sold or the homeowner moves out.
Who qualifies for a Reverse Mortgage?
You must be 62 or older, own your home (or have substantial equity), and live in it as your primary residence. You’ll also need to continue paying property taxes and homeowners insurance.
How do I receive the funds?
You can choose to receive your funds as a lump sum, a line of credit, or monthly payments—depending on what suits your retirement goals best.
Will I lose ownership of my home?
No. You retain full ownership of your home as long as you meet the program’s obligations, including living in the home and maintaining it.
What happens if the loan exceeds my home’s value?
Reverse mortgages are non-recourse loans. This means neither you nor your heirs will owe more than the home’s appraised value when sold—the FHA insurance covers any shortfall.
Can my heirs keep the home?
Yes. They have the option to repay the loan and keep the home or sell the property and use the proceeds to pay off the loan.
How do I start the process?
You can calculate your reverse mortgage estimate using our online tool or speak with a Reverse Mortgage Specialist at Lending Spot for a free consultation.
Join Us on Your Journey to Financial Freedom
Whether you’re buying your first home, refinancing, or investing in real estate, LendingSpot is here to guide you every step of the way.