1. OUR COMMITMENT TO YOUR PRIVACY
This Privacy Policy describes how Lending Spot collects, uses, and shares information through our websites, including www.lendingspot.net, www.lendingspot.co, and any associated subdomains (collectively, the “Website”). It details:
How information about you is collected through our Website;
How we use and with whom we share this information;
How you can access and update this information; and
The choices you can make about how we collect, use, and share your information.
If you have any questions regarding this Privacy Policy or our practices, please contact us using the information in the “Contact Us” section below.
2. INFORMATION COLLECTED THROUGH OUR WEBSITE
Lending Spot collects information from Website visitors and obtains information from third parties in the course of providing our mortgage and loan origination services (our “Services”). The information collected includes:
Personal and Loan-related Information: Name, email, and phone number necessary for processing financial transactions.
Transactional Information: Records of transactions to enable our Services and comply with legal obligations.
Device and Usage Information: IP address, browser type, ISP, pages viewed, and timestamps.
Cookies and Other Technologies: Used for tracking interactions and improving performance.
3. HOW WE USE INFORMATION
We and our service providers use collected information to:
Provide our Services: Operate, maintain, and support our Website and Services.
Communicate with You: Send administrative messages, customer service, and updates.
SMS/Text Messaging: We use your phone number to provide the Services you requested, including account updates, appointment reminders, and notifications. Message and data rates may apply.
Improve and Personalize: Analyze usage patterns to improve functionality.
4. HOW WE SHARE INFORMATION
We may share, transfer, or disclose your information under the following circumstances:
With Service Providers: Third parties assisting in service delivery under strict confidentiality.
Legal Compliance and Safety: To comply with laws or protect rights and property.
Business Transfers: In case of acquisition or merger.
SMS CONSENT AND DATA SHARING: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
5. OUR POLICY CONCERNING CHILDREN
Our Website is not directed at children under 13. We do not knowingly collect personal information from children under 13.
6. PRIVACY POLICIES OF LINKED SITES
Our Website may include links to external sites. We are not responsible for the privacy practices of these sites.
7. SECURITY
Lending Spot employs measures to protect your information. However, no system is completely secure, and we cannot guarantee absolute protection.
8. CHANGES TO OUR PRIVACY POLICY
We may revise this Privacy Policy periodically. Material changes will be notified via email or a prominent notice on our Website.
9. HOW TO ACCESS AND UPDATE YOUR INFORMATION / OPT-OUT
You may contact us to review, amend, or delete your information.
Email Marketing: You may opt out via the unsubscribe link in our emails.
SMS/Text Messages: You can opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. For more information or help, reply HELP.
10. CONTACT US
If you have questions or concerns regarding this policy, please contact us at:
Lending Spot Call: 888.270.6008
Email: info@lendingspot.net
Visit: 9655 South Dixie Hwy, Suite 200, Pinecrest, FL 33156
