Alejandro Uribe
Loan Officer
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About
Alejandro Uribe | NMLS #346350
Mortgage Loan Officer, Lending Spot
Licensed in Florida
English and Spanish
“Before a no, we look for the how. Every file gets studied from day one, so the surprises show up before the contract, not at the closing table.”
Non QM Condo Financing for Realtors and Developers in South Florida and Orlando
Alejandro Uribe is a mortgage loan officer at Lending Spot who specializes in Non QM financing for condominiums in South Florida and the Orlando area. He works mainly with new construction realtors and developers on the files that traditional banks decline or cannot structure: self employed buyers and business owners, foreign nationals, and condo purchases affected by Florida’s condominium safety laws.
About two thirds of the more than 170 loans he has funded at Lending Spot since 2023 are condominium purchases, many of them in new development projects. He works in English and Spanish.
Key Expertise & Loan Programs
Non QM financing for condominiums
- Non QM condo loans, including condos in new development projects
- Bank statement and alternative documentation loans for self employed buyers and business owners
- Foreign national loans for buyers purchasing in Florida from outside the United States
Investor financing
- DSCR loans (debt service coverage ratio) that qualify on the property’s rental income rather than personal income
Program availability and qualification depend on the borrower, the property and the individual lender’s guidelines. Not all applicants will qualify.
Who Alejandro Works With
- Realtors representing buyers of new construction and investment property
- Developers and builders selling condominium projects in South Florida and the Orlando area
- Self employed buyers and business owners whose tax returns do not show their full income
- Foreign nationals buying a home or an investment property in Florida
- Investors buying condominiums and rental property
How Alejandro Works
He reviews the buyer’s file and the project’s financing requirements before the offer, so the contract matches a loan that can close. He searches a wide network of wholesale lenders and direct bank relationships until the program fits the file, and when it does not fit yet, he maps what the buyer needs to qualify later.
He explains the closing figures and the monthly payment line by line on a short screen recorded video, so the realtor and the buyer read the same numbers, and he keeps the realtor informed at every milestone from application to closing.
What Clients Say About Alejandro
“He was proactive, super responsive, and extremely knowledgeable from day one. He guided me through every step of the loan process and got me cleared to close with zero surprises.”
Nathalie D. · Google review, July 2026
“Alejandro and his team make a complex process free of any issues… My realtor was impressed as well with the entire process.”
Ramon O. C. P. · Google review, May 2025
“Thank you so much, Alejandro and your team, for helping us with the loan for our first investment in Florida.”
Henry H., first investment purchase · Google review, September 2025
“Alejandro and his team provide the valuable strength of their experience and ability to find solutions and timely act when needed.”
Fernando P. · Google review, August 2026
Read all 65 verified reviews of Alejandro on Experience.com · Read his reviews on Google
Reviews are quoted from Google through Experience.com (5.0 average, 65 verified reviews as of October 2026); “…” marks shortened text. Each review reflects one person’s experience and is not a guarantee of approval, rate, terms or closing timeline.
Situations Alejandro Sees Often
- A buyer who could qualify anywhere. A luxury realtor referred a buyer who was the chief financial officer of a finance company and could have qualified with any large bank. She chose Alejandro after he walked her through each financing structure available to her and the trade offs of each one. Strong borrowers also benefit from comparing structures before they commit.
- The question before every closing. Buyers ask what the closing figures and the monthly payment really mean. Alejandro answers with a screen recorded video that goes through the estimate line by line, which the buyer can share with the realtor and with anyone helping with the decision.
- What changes in a Non QM loan. Foreign nationals, self employed buyers and business owners often ask how a Non QM loan differs from a conventional one. Alejandro explains the differences in documentation, property review and loan terms before the buyer commits, so nothing changes late in the process.
Background
- Loan officer at Lending Spot since 2023, working with new construction realtors and developers
- More than 170 funded loans at Lending Spot since 2023, about two thirds of them condominium purchases
- Works in English and Spanish
Areas Served
Miami Dade and Broward counties, including Miami, Hollywood and Fort Lauderdale, and Osceola County, including Kissimmee, Florida.
Licensing
Alejandro Uribe, Mortgage Loan Officer
NMLS #346350
Lending Spot LLC, NMLS #2463121
Florida Mortgage Lender License #MLD2415
9655 S Dixie Hwy Suite 200, Pinecrest, FL 33156
Licensed in Florida
Verify NMLS #346350 on NMLS Consumer Access
Equal Housing Opportunity
Let’s Talk About Your Financing
Whether you are:
- A realtor with a buyer who needs a Non QM condo loan
- A developer looking for a financing partner for your buyers
- A self employed buyer, business owner or foreign national buying in Florida
Alejandro is ready to help you find the right financing solution. Start your application or message him on WhatsApp.