Diego Londono

About

Diego Londoño | NMLS #324778

Managing Partner – Lending Spot
Founder & Partner – Atlantis Fundings
Licensed in Florida
English & Spanish

About Me

I’m Diego Londoño, a mortgage professional with over two decades of experience helping clients across Miami and South Florida secure the right financing for their homes, investments, and refinances. As Managing Partner at Lending Spot and Founder & Partner at Atlantis Fundings, I combine boutique service with deep market knowledge and a network of lending relationships that gives my clients more flexibility, better options, and faster results.

From first-time buyers to seasoned real estate investors, my focus is always the same: structure financing that fits the client’s goals today while building long-term financial strength for tomorrow.

My Professional Journey

• Managing Partner – Lending Spot (2023 – Present, Coral Gables, FL)
  I currently lead Lending Spot, a boutique mortgage firm designed to bring clients personalized strategies, access to over 70 lenders, and cutting-edge tools for faster, more transparent closings.
• Founder & Partner – Atlantis Fundings (Current)
  At Atlantis Fundings, I help design private lending and non-traditional financing programs that serve investors, entrepreneurs, and foreign nationals seeking flexible options outside conventional lending.
• Regional Manager – American Portfolio Mortgage Corporation (2021 – 2023, Coral Gables, FL)
  I managed and grew a top-producing regional team, providing strategic lending solutions for both residential and investor clients.
• Branch Manager – Caliber Home Loans (2013 – 2021, Miami, FL)
  For nearly a decade, I led Caliber’s flagship Miami office, building one of the top-producing branches in the country with over 60 team members.
• Branch Manager – New Penn Financial (2011 – 2013, Miami, FL)
  I oversaw loan production and team growth during a fast-evolving market, providing both purchase and refinance expertise.
• Branch Manager – Preferred Trust (2009 – 2011, Miami, FL)
  I structured financing for diverse borrower profiles until the company’s acquisition by New Penn Financial.
• Branch Manager – Countrywide Full Spectrum Lending (2001 – 2008)
  I gained extensive experience in retail mortgage lending, guiding hundreds of Florida borrowers through FHA, VA, and conventional loans.

Loan Programs I Specialize In

I offer access to traditional mortgage programs as well as non-traditional private lending solutions to ensure clients always have options that align with their profile:

• Conventional Loans – Fixed and ARM options for primary homes, second homes, and investments
• FHA Loans (Florida) – Low down payment programs for first-time buyers
• VA Loans (Florida) – Zero-down financing for eligible veterans and active-duty families
• Jumbo Mortgages (Miami & South Florida) – Financing for luxury and high-value properties
• Bank Statement Loans – For self-employed and 1099 borrowers with alternative documentation
• DSCR Loans for Investors – Qualification based on property rental income rather than personal tax returns
• Foreign National Mortgages – Tailored for international buyers with no U.S. credit history
• Private Lending / Non-Traditional Loans – Flexible financing outside conventional guidelines, designed for entrepreneurs and investors
• Rate-and-Term Refinance – Lower your rate or shorten your loan term
• Cash-Out Refinance – Unlock equity for renovations, debt consolidation, or new investments
• HELOCs and Second Mortgages – Access equity while keeping your primary mortgage in place
• Construction & Renovation Loans – Financing for ground-up builds or rehab projects
• Down Payment Assistance Programs (Florida) – Helping qualified buyers achieve homeownership

My Commitment

I believe every client deserves transparency, speed, and a strategy that aligns with their goals. My process is designed to:

• Educate and empower borrowers to understand their options
• Communicate proactively with clients, agents, and all parties involved
• Deliver boutique-level service backed by Lending Spot’s technology and lender network

Whether you’re a first-time buyer, refinancing for better terms, or an investor scaling a portfolio, I’m here to guide you with experience, strategy, and integrity.