Diriana Teran

About

Diriana Teran | NMLS #1865822
Mortgage Loan Officer – Lending Spot
Licensed in Florida
Fluent in English & Spanish
“Your home financing journey should be tailored, transparent, and optimized for your goals—whether you’re buying, investing, or refinancing.”

Empowering Florida Homebuyers & Investors with Targeted Mortgage Solutions
Diriana Teran is a seasoned mortgage professional at Lending Spot, licensed in Florida and fluent in both English and Spanish. With years of experience supporting clients from first-time homebuyers to seasoned investors, she delivers personalized guidance across a spectrum of loan programs.

Key Expertise & Loan Programs
Diriana specializes in structuring the right mortgage based on each client’s profile—ensuring maximum approval chances and competitive terms. Her core offerings include:

• Conventional Loans for primary residences, second homes, and investment properties
• FHA Loans providing low down payments and flexible credit requirements
• VA Loans offering zero-down financing for eligible veterans and military families
• Bank Statement Loans designed for self-employed and 1099 borrowers
• DSCR Loans (Debt Service Coverage Ratio) for rental property investors qualifying on cash flow
• Foreign National Loans enabling non-U.S. citizens to purchase U.S. real estate without a credit history
• Rate-&-Term Refinance to secure lower interest rates and adjust loan terms
• Cash-Out Refinance to unlock home equity for renovations, debt consolidation, or investments
• Down Payment Assistance programs tailored to qualified Florida homebuyers

Professional Highlights

• Lending Spot – As a Loan Officer, Diriana leverages Lending Spot’s network of 70+ lenders to find flexible, competitive mortgage solutions.
• National Mortgage Firms – Prior to Lending Spot, she honed her skills at top-tier mortgage companies, mastering both purchase and refinance processes.

Client Commitment & Mortgage Philosophy
Diriana believes every client deserves a clear, efficient, and supportive mortgage experience. She takes a hands-on approach—explaining each step, demystifying underwriting requirements, and proactively resolving any hurdles to closing. Her bilingual service ensures that both English- and Spanish-speaking borrowers feel fully informed and confident.

Let’s Secure Your Financing
Whether you’re looking to:

• Buy a home in Miami, Orlando, Tampa, or Fort Lauderdale
• Invest in a cash-flowing rental property
• Refinance for better rates or to tap into equity