Oscar Mendez

About

VP, Investor Relations – Lending Spot
Based in the Miami–Fort Lauderdale area, Florida

Introduction

I am Oscar Mendez, VP of Investor Relations at Lending Spot, with more than 25 years of experience spanning mortgage, real estate, and capital introductions. My focus is helping Latin American investors access vetted U.S. real estate opportunities—aligning each investor’s return targets and risk profile with the right assets, sponsors, and financing paths. I combine long-standing relationships across developers, brokers, and private clients with a disciplined, cross-border process: curated deal flow, structured due diligence, and clear financing coordination (including foreign national and DSCR options) so capital can be deployed confidently and on schedule. My background leading investor relations and corporate finance functions at established South Florida lenders gives me a practical edge in the markets that matter to international buyers—Miami, greater Florida, and other high-demand U.S. metros—where transparent communication and execution are essential.

What I specialize in

• Curating U.S. real estate opportunities for Latin American investors (income-producing rentals, select multifamily, and new-development allocations).
• Cross-border capital introductions and sponsor coordination, from first call to closing.
• Financing pathways with Lending Spot teams when appropriate:
  • Foreign National financing (Florida) for international buyers with limited/no U.S. credit history.
  • DSCR investor loans qualifying on property cash flow to scale portfolios.
  • Conventional & Jumbo options for stabilized acquisitions.
  • Rate-and-term & Cash-out refinancing for portfolio optimization and recapitalization.
• Investor education on U.S. timelines, documentation, and closing requirements to reduce friction.

How I work

• Strategy first: Align project selection and capital structure with return targets, risk tolerance, and time horizon.
• Clear communication: Milestone-based updates that keep investors, sponsors, and lenders in sync.
• Efficient execution: Streamlined documentation and next steps, coordinating underwriting and processing to keep transactions moving.

Who I help

• Latin American investors and family offices building dollar-denominated, income-producing portfolios.
• International buyers seeking Miami and Florida real estate exposure with transparent financing.
• Developers and brokers looking to reach qualified overseas demand and accelerate absorption.
• U.S. owners/investors exploring refinancing or recapitalization strategies (including DSCR and cash-out options).

Professional timeline (selected)

• Vice President of Investor Relations – Lending Spot (Oct 2023 – Present) – United States, on-site.
• Vice President of Investor Relations – US Lending Advisors (May 2023 – Oct 2023) – United States.
• Director, Corporate Finance – Columbus Capital Lending, LLC (Jan 2015 – May 2023) – 9485 Sunset Drive, Miami, FL 33173.
• Vice President, Investor Relations – Foundation Mortgage Corporation (NMLS #5057) (Jan 2014 – May 2023) – Miami/Fort Lauderdale Area.
• Principal Owner – Grace Lending Group Florida LLC (Nov 2012 – Sept 2015) – United States.

Get started

Exploring U.S. real estate opportunities or seeking a clear plan for financing and execution? Connect with Investor Relations at Lending Spot or reach me on LinkedIn to coordinate next steps.