Victor Suarez
Loan Officer
Add contacts with my scan
About
Loan Officer – Lending Spot
📍 Licensed Loan Officer in Florida, Texas, California, Georgia, North Carolina, South Carolina, Tennessee & Colorado
🔹 “Helping you invest, own, and grow—across Florida, Texas, California, and beyond.”
Expertise & Specialization
With nearly 20 years in mortgage origination and leadership roles at BB&T, TIAA, Caliber, American Portfolio, and now Lending Spot, I guide clients through every type of purchase: primary residences, vacation homes, second homes, and investment properties. I specialize in:
✔ Multi‑state financing solutions calibrated to your goals and market dynamics
✔ Complex borrower profiles: self‑employed, foreign nationals, DSCR structures
✔ Rapid approvals, transparent processes, and precision execution
Specialized Mortgage Programs
At Lending Spot, you get access to a full spectrum of loan products:
✔ Conventional Loans – Primary and second‑home financing you can count on
✔ FHA & VA Loans – Low down payments, flexible underwriting for qualified buyers
✔ Jumbo & Non‑QM Loans – High‑value mortgages and alternative scenarios
✔ Bank Statement Loans – Income‑verification tailored for self‑employed & 1099 borrowers
✔ Foreign National Loans – Mortgages designed for non‑resident investors
✔ DSCR Loans – Cash‑flow‑focused financing for rental‑property investors
✔ Commercial Loans – Expand beyond residential with confidence
Investor‑First Lending Strategies
I help U.S. and Latin American investors to:
✔ Acquire income‑producing properties in top rental markets
✔ Secure mortgages without U.S. credit history or W‑2 income
✔ Structure loans based on rental performance, not solely tax returns
✔ Diversify portfolios in Miami, Austin, Los Angeles, and other high‑growth areas
Licensed to Close in 8 Key States
My multi‑state license means you benefit from local expertise and regulatory compliance in:
Florida · California · Texas · Georgia · North Carolina · South Carolina · Tennessee · Colorado
Why Clients Choose to Work With Me
✔ Two decades of proven mortgage‑lending performance
✔ Deep expertise in investment financing and alternative documentation
✔ Fast response times and proactive, clear communication
✔ Boutique‑style service—personalized strategies, not one‑size‑fits‑all
✔ In‑depth knowledge of both U.S. resident and foreign‑national borrower needs
Let’s Get Started Today
Ready to purchase or expand your U.S. real‑estate portfolio? I’ll architect a strategic financing plan—backed by Lending Spot’s boutique support and access to 70+ top lenders. Reach out now to unlock your path to ownership, investment, and growth.