Owner/Partner – Lending Spot
📍 Your Trusted Mortgage Professional in Pinecrest, Florida, Specializing in Conventional, FHA, Jumbo, and Foreign National Loans
🔹 “Empowering your path to homeownership through expertise, innovation, and personalized care.”
Professional Background
With over two decades in the mortgage industry, I have cultivated a reputation for excellence, innovation, and leadership. My career has been marked by significant achievements, including managing high-performing teams, funding substantial loan volumes, and developing strategic initiatives that have propelled businesses to new heights.
Career Highlights:
✔ Owner/Partner at Lending Spot (2023 – Present): Steering the company towards unprecedented growth by leveraging extensive industry experience and leadership skills.
✔ Regional Sales Manager at American Portfolio Mortgage Corporation, Coral Gables, Florida (2022 – 2023): Led a team of experienced loan officers, funding almost $70 million in personal production in 2020, and played a key role in developing Non-QM products. Celebrated member of the President’s Club for outstanding performance.
✔ Area Sales Manager at Caliber Home Loans, Coral Gables, Florida (2013 – 2021): Managed several South Florida branches, consistently achieving top producer status with over $100 million funded in personal production in both 2020 and 2021. Recognized in Caliber’s Circle of Excellence for exceptional performance.
✔ Branch Manager at Preferred Trust Home Loans, Miami, Florida (2009 – 2013): Established and grew the Southeast Florida branch, focusing on recruitment, training, and implementing advanced loan origination software.
✔ Branch Manager at First Nationwide Lending, Miami, Florida (2008 – 2009): Managed a sales team, led weekly sales presentations, and broadened knowledge across various loan programs.
✔ Sales Manager at Countrywide Home Loans, Miami, Florida (2003 – 2008): Successfully managed a pipeline of over 120 loans per month and led a team of 20+, focusing on recruitment, training, and maintaining high client satisfaction.
✔ Account Executive at Countrywide Home Loans/Full Spectrum Lending, Miami, Florida (2001 – 2003): Excelled in loan origination, averaging $1 to $3 million per month, and developed effective marketing strategies.
Areas of Expertise
I offer a comprehensive range of loan products to meet diverse financial needs:
✔ Conventional Loans: Providing standard mortgage options with competitive terms.
✔ FHA Mortgage Loans: Assisting clients in securing government-backed loans with flexible requirements.
✔ Foreign National Loans: Offering specialized mortgage solutions for international buyers investing in U.S. real estate.
✔ HELOC / Second Mortgages: Helping clients access home equity for renovations, debt consolidation, or other financial needs.
✔ Non-QM Alternative Programs: Delivering flexible financing options for borrowers outside traditional lending criteria.
✔ Down Payment Assistance: Guiding clients to programs that ease the upfront costs of homeownership.
✔ Jumbo Loans: Structuring financing for high-value properties exceeding conforming loan limits.
✔ Bank Statement Loans: Offering mortgage solutions for self-employed borrowers using bank statements to verify income.
✔ Reverse Mortgages: Assisting seniors in converting home equity into cash flow.
My Commitment to You
I believe that securing a mortgage should be a seamless and empowering experience. My approach focuses on:
✔ Personalized Guidance: Crafting mortgage solutions that align with your financial goals.
✔ Transparent Communication: Keeping you informed at every step of the mortgage process.
✔ Efficient Processes: Utilizing technology to streamline approvals and closing.
Let’s Achieve Your Homeownership Goals
📞 Ready to explore your mortgage options? Contact me today to discuss financing solutions tailored to your needs.